Over the last year, many of our clients have attempted voluntary loan modifications for their primary residence, with little to no success. However, in the past few months, some clients have started to see some hope and potential in President Obama’s new Making Home Affordable program.

If you want to do a loan modification, please take advantage of the help that the government is providing for FREE! The Obama administration and our Washington State Legislature have allocated significant resources to HUD counselors to provide them with the most up to date information on available loan modification programs and forbearance options to keep debtors in their homes.

We often work in tandem with the HUD counselors to ensure that your home does not get foreclosed while you are seeking a loan modification or forbearance with your lender. Most lenders don’t automatically suspend foreclosure actions during such negotiations, so when you receive a foreclosure notice, come in for a free consultation so that you can understand all your options for saving your house and make sure that you do not lose rights you may not have known you were entitled to.