Following up on yesterday’s post about lenders being unable to produce the mortgage note in a shockingly high percentage of foreclosure cases, here’s a short video from the Consumer Warning Network about how you can make your lender prove in court that it has the right to foreclose on you in the first place.

It’s imporant to understand that challenging your lender on the note isn’t a “get out of debt free” card. What it can do is give you more leverage to bargain with an institution that may be treating you unfairly, and establish the true ownership of the loan so another party doesn’t try to collect the same debt from you in the future. Your creditors are trying to take your home to compel you to uphold your end of the mortgage contract. You have the right to insist that they uphold theirs.